Finance for Founders
What Types of Business Cards Don't Require a Personal Guarantee?
Protect your credit: Learn about the business card types that don't require personal guarantees.
Brian from Cash Flow DeskFinance Resources for Operators
Cash Flow Desk is a finance library for operators at growing companies.
We publish practical guides on automation, cash flow, and the modern finance stack to help you build a finance function that scales with your company.
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Brian from Cash Flow Desk
Finance for Founders
What Are the Best No-Credit-Check Alternatives?
Ramp and similar cards approve based on your bank balance, not credit score. Cash-secured options available.
Brian from Cash Flow Desk
Finance for Founders
Is it Possible to Get a Business Credit Card With No Credit Check?
Skip the personal credit pull. Find out which business cards evaluate your cash flow instead and what you trade off.
Brian from Cash Flow Desk
Finance for Founders
Can You Get a Business Credit Card Using Only an EIN?
Skip the personal guarantee. Learn what EIN-only business credit cards require and the trade-offs you're making.
Brian from Cash Flow Desk
Tool Comparisons
Best Corporate Credit Card Expense Management Software in 2026
Free software with cashback vs. enterprise platforms. Real comparisons for mid-market finance teams.
The Cash Flow Desk Team 
Finance for Founders
Best Startup Business Credit Cards With No Credit Check (2026 Guide)
Compare 7 cards that approve based on cash, not personal credit. Get $100K+ limits with just $25K in business funds.
The Cash Flow Desk Team All Posts
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